new Listing in Springbrook $140,000

Former Celebrity Homes Model Home with tons of extra's. Stainless appliances, huge yard, professionally landscaped, sprinkler system, super clean and more.

Why is it a good idea to own a Home? Here are some reasons....

Home Ownership can provide many
benefits, both financial and personal.Some benefits are:
• Tax Advantages
Home ownership provides unique tax advantages. Mortgage interest and property taxes
are tax-deductible.
• Investment Benefits
Owning a home increases your financial credit and security. Over time, your home will
increase in value and equity. This will enable you to buy your dream home or receive a
home equity loan for improvements.
• Low Interest Rates
This is a great time to take advantage of low interest rates. Owning a home has become
even more affordable.
• Personal Expression
Decorate, remodel and accessorize your home to show your personality. Owning your
own home can provide a source of pride, enjoyment and satisfaction. Your home is
often seen as a sign of independence and success.
Not only will you enjoy the pride and privacy of your home,
but you will also have access to capital for retirement,
college education or even a new business.

New Listing in Papillion

Wow, what a great house in Papillion. Close to new High School, shopping, golf, etc. Priced to sell at $141,900. Lots of extras inc a whole house fan, 3rd car driveway, oversized deck, shed, garden area with fence, 90% high efficiency furnace, 99% eff gas fireplace, ceiling fans in every room, wet bar in basement, 3rd toilet and sink in laundry room, and more. House is just one block north of 96th and 370.

1208 Devon Drive $141,900

WOW, 4.55% Rates for First Time Home buyers

Yep, NIFA has a 4.55% rate for First Time Home Buyers. That means those same buyers that were going to buy with a 5.5% rate just dropped their payment about $75 a month.

To Qualify:
must not have owned a home for at least 3 years.
make less than $69,000 for 2 in household or less than $79,000 for 3+ in household
buy a home less than $200,000
take a one hour class online to teach you how to care for your home.

that's it. Email or call me for details.
Jon

Todays Rates at First National Bank

Have you seen the Home Lending rates lately? Wow, just another reason why you should be buying a home right now.

Brought to you by Rich Frandeen @ First National Bank
richardfrandeen@fnni.com or 402-964-8655

02/16/2010:

30yr conv. fixed rates are 5% - 5.25%
15yr conv. fixed rates are 4.375% - 4.625%
30yr FHA fixed rates are 5% - 5.25%

new Listing

Check out this new listing in Bennington. 3 Bedroom 3 bathroom Ranch in Waterford. Enjoy the community pools and lake while you live in this amazing custom built Brau Home. 3,045 sq ft with tons of extra's including a finished basement with fireplace and wetbar, screened in Deck, 3 sided fireplace that seperates the family room, hearth/dining room and Kitchen. Oversized 3 car garage comes with cabinets and workbench. All this and more for only 289,500. Call or email for details.

Tax Credit Info

Now that we are inside 90 days until the Tax Credit expires, here is a little refresher on how it works.


Buyers who qualify for the tax credits have until April 30, 2010 to have a binding contract signed and close no later than July 1, 2010. Just some of the facts you might need to know are listed below.

Qualifications:



• First-time home buyer - A buyer who has not owned a principal residence three years prior to the purchase may qualify for the $8000 tax credit.

• Existing home owner's - A seller who has lived in their home for five consecutive years out of the last eight may qualify for the $6500 credit when they purchase a different home they will occupy.



Income Levels:


• If a single home buyer's income is $125,000 or less and married couples joint income is $225,000 they may qualify for the $8000 credit.

• Single home buyer's income is $125,000 to $145,000 and married couples income is $225,000 to $245,000 they may qualify to receive a partial credit.



Homes that Qualify:


• Any home less than $800,000, new or existing, that will be their principal residence. No vacation homes or rental properties qualify for this purchase

As always, please give me a call or email me with any additional questions.